Hrishikesh Kulkarni appointed National Business Head Home Loans marks a key leadership move at Saraswat Bank, strengthening its retail lending and mortgage business.
Hrishikesh Kulkarni will lead national strategy for home loans, focusing on scaling disbursements, expanding sourcing channels, and driving growth across India.
Driving national home loan strategy
In his new role, he will be responsible for executing nationwide sales strategies, managing Assets Under Management (AUM) targets, and expanding sourcing channels including DSTs, DSAs, and digital platforms.
His mandate includes identifying high-growth markets and strengthening the bank’s mortgage footprint.
Strong track record in mortgage growth
Kulkarni brings over 14 years of experience in retail lending and mortgage sales.
He most recently served at Bajaj Housing Finance Limited, where he built and scaled a ₹1,300 crore home loan portfolio with zero NPAs.
He has also held leadership roles at:
- ICICI Securities
- Citibank
- Dena Bank
Focus on growth and portfolio quality
The Hrishikesh Kulkarni appointed National Business Head Home Loans development comes as banks increasingly focus on expanding retail lending while maintaining strong asset quality.
His leadership is expected to drive sustainable growth, improve loan penetration, and enhance customer acquisition strategies.
